With high mobile phone penetration in Kerala, digital scams have reached our doorsteps. Homemakers and senior citizens are particularly vulnerable to phishing scams, credit card updates, and fake lottery rewards. Educating our families is the first line of defense. Always remember: banks never ask for passwords or OTPs over phone calls. Enable two-factor authentication on WhatsApp and social media handles. In case of financial fraud, dial the national cyber helpline '1930' within the first golden hour to freeze stolen money.